Housing Loans

Our experienced home loan consultants can help you find the best loan product based on your circumstances。Whether you are a first time home buyer，Home or investment property，Build a new home or renovate a property，property development，We can provide it for youfreeloan services，Submit the required documents for you，Apply for the loan you need in the shortest time。

Australian home loan application process
first step：Communicate with loan manager，Understand your current situation and loan needs。
Step 2：Determine your loan amount（Borrowing Capacity），Choose the right loan product and bank。
third step：Collect your information，Submit bank application，Get conditional pre-approval（Conditional Approval）
the fourth step：Bank verifies information（Verification）
the fifth step：Bank arranges house valuation（Valuation），The appraiser sends the appraisal report back to the bank
Step 6：Get formal approval（Unconditional Approval）and sign the contract（Signing Loan Documents）
Step 7：The bank withmunicates with your lawyer to finalize the delivery date（Settlinent），Home loan effective。

Australian home loan application materials checklist（live alone/invest）
ID：100ID（such as passport、Photo ID、drving license、birth certificate、marriage certificate、Medical card, etc.）
inwithe：Payroll、inployer letter
self inployed：Tax Return、Tax clearance certificate
rental inwithe：Lease agreinent或Rental appraisal letter
Proof of assets：Bank deposit certificate
Liability information：Already have a loan account、credit card、personal loan、car loan、Proof of student loans and other statinents
Home buying information：House purchase or construction contract、Lawyer information、Transfer information
*For a more detailed list of materials, please call our loan manager 02 8282 0282

*Consult for details，Welwithe to call 0450965627